| 2021 |
|
w28854 |
Long Chen
Yadong Huang
Shumiao Ouyang
Wei Xiong
|
The Data Privacy Paradox and Digital Demand |
|
w28851 |
Weiran Huang
Ashlyn Nelson
Stephen Ross
|
Foreclosure Spillovers within broad Neighborhoods |
|
w28843 |
Andreas Fuster
Aurel Hizmo
Lauren Lambie-Hanson
James Vickery
Paul S. Willen
|
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic |
|
w28806 |
Lars E.O. Svensson
|
Household Debt Overhang Did Hardly Cause a Larger Spending Fall during the Financial Crisis in the UK |
|
w28799 |
Hunt Allcott
Joshua J. Kim
Dmitry Taubinsky
Jonathan Zinman
|
Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending |
|
w28796 |
Stephen L. Ross
Tingyu Zhou
|
Loss Aversion in Housing Sales Prices: Evidence from Focal Point Bias |
|
w28788 |
Laurent E. Calvet
John Y. Campbell
Francisco Gomes
Paolo Sodini
|
The Cross-Section of Household Preferences |
|
w28781 |
Stephen L. Ross
Yuan Wang
|
High Cost Lenders and the Geographic Concentration of Foreclosures |
|
w28776 |
Lars E.O. Svensson
|
Household Debt Overhang Did Hardly Cause a Larger Spending Fall during the Financial Crisis in Australia |
|
w28765 |
Jialan Wang
Kathleen Burke
|
The Effects of Disclosure and Enforcement on Payday Lending in Texas |
|
w28759 |
Matthew E. Kahn
|
Racial and Ethnic Differences in the Financial Returns to Home Purchases from 2007 to 2020 |
|
w28741 |
M. Kate Bundorf
Jill DeMatteis
Grant Miller
Maria Polyakova
Jialu L. Streeter
Jonathan Wivagg
|
Risk Perceptions and Protective Behaviors: Evidence from COVID-19 Pandemic |
|
w28724 |
Paul Gertler
Brett Green
Catherine Wolfram
|
Digital Collateral |
|
w28721 |
Olivia S. Mitchell
Robert L. Clark
Annamaria Lusardi
|
What Explains Low Old-Age Income? Evidence from the Health and Retirement Study |
|
w28675 |
Arpit Gupta
Vrinda Mittal
Jonas Peeters
Stijn Van Nieuwerburgh
|
Flattening the Curve: Pandemic-Induced Revaluation of Urban Real Estate |
|
w28669 |
Kristy Fan
Tyler J. Fisher
Andrew A. Samwick
|
The Insurance Value of Financial Aid |
|
w28650 |
Benjamin Enke
Uri Gneezy
Brian Hall
David C. Martin
Vadim Nelidov
Theo Offerman
Jeroen van de Ven
|
Cognitive Biases: Mistakes or Missing Stakes? |
|
w28613 |
Daniel L. Greenwald
Matteo Leombroni
Hanno Lustig
Stijn Van Nieuwerburgh
|
Financial and Total Wealth Inequality with Declining Interest Rates |
|
w28607 |
David McKenzie
Aakash Mohpal
Dean Yang
|
Aspirations and Financial Decisions: Experimental Evidence from the Philippines |
|
w28580 |
William N. Goetzmann
Christophe Spaenjers
Stijn Van Nieuwerburgh
|
Real and Private-Value Assets |
|
w28574 |
Asaf Bernstein
Peter Koudijs
|
The Mortgage Piggy Bank: Building Wealth through Amortization |
|
w28473 |
Thomas J. Sargent
Neng Wang
Jinqiang Yang
|
Stochastic Earnings Growth and Equilibrium Wealth Distributions |
|
w28557 |
James M. Poterba
Adam Solomon
|
Discount Rates, Mortality Projections, and Money's Worth Calculations for US Individual Annuities |
|
w28490 |
Vanya Horneff
Raimond Maurer
Olivia S. Mitchell
|
Do Required Minimum Distribution 401(k) Rules Matter, and For Whom? Insights from a Lifecycle Model |
|
w28489 |
Gaetano Gaballo
Guillermo Ordoñez
|
The Two Faces of Information |
|
w28479 |
Paolina C. Medina
Vrinda Mittal
Michaela Pagel
|
The Effect of Stock Ownership on Individual Spending and Loyalty |
|
w28469 |
John Chalmers
Olivia S. Mitchell
Jonathan Reuter
Mingli Zhong
|
Auto-Enrollment Retirement Plans for the People: Choices and Outcomes in OregonSaves |
|
w28430 |
Long Hong
Corina Mommaerts
|
Time Aggregation in Health Insurance Deductibles |
|
w28426 |
Alp Simsek
|
The Macroeconomics of Financial Speculation |
|
w28398 |
Jacob Goldin
Tatiana Homonoff
Rizwan Javaid
Brenda Schafer
|
Tax Filing and Take-Up: Experimental Evidence on Tax Preparation Outreach and EITC Participation |
|
w28383 |
Edward N. Wolff
|
Household Wealth Trends in the United States, 1962 to 2019: Median Wealth Rebounds... But Not Enough |
|
w28363 |
Ankit Kalda
Benjamin Loos
Alessandro Previtero
Andreas Hackethal
|
Smart(Phone) Investing? A within Investor-time Analysis of New Technologies and Trading Behavior. |
|
w28361 |
Abigail Hurwitz
Olivia S. Mitchell
Orly Sade
|
Longevity Perceptions and Saving Decisions during the COVID-19 Outbreak: An Experimental Investigation |
|
w28357 |
Susan F. Cherry
Erica Xuewei Jiang
Gregor Matvos
Tomasz Piskorski
Amit Seru
|
Government and Private Household Debt Relief during COVID-19 |
|
w28338 |
Supreet Kaur
Sendhil Mullainathan
Suanna Oh
Frank Schilbach
|
Do Financial Concerns Make Workers Less Productive? |
|
w28329 |
Gopi Shah Goda
Jialu Liu Streeter
|
Wealth Trajectories Across Key Milestones: Longitudinal Evidence from Life-Course Transitions |
| 2020 |
|
w28312 |
Naomi Feldman
Ori Heffetz
|
A Grant to Every Citizen: Survey Evidence of the Impact of a Direct Government Payment in Israel |
|
w28281 |
Misha Galashin
Martin Kanz
Ricardo Perez-Truglia
|
Macroeconomic Expectations and Credit Card Spending |
|
w28252 |
Greg Buchak
Gregor Matvos
Tomasz Piskorski
Amit Seru
|
Why is Intermediating Houses so Difficult? Evidence from iBuyers |
|
w28249 |
Emily Breza
Martin Kanz
Leora F. Klapper
|
Learning to Navigate a New Financial Technology: Evidence from Payroll Accounts |
|
w28242 |
Marco Di Maggio
Angela T. Ma
Emily Williams
|
In the Red: Overdrafts, Payday Lending and the Underbanked |
|
w28239 |
Sandra E. Black
Paul J. Devereux
Fanny Landaud
Kjell G. Salvanes
|
Where Does Wealth Come From? |
|
w28235 |
Marcelo L. Bergolo
Martin Leites
Ricardo Perez-Truglia
Matias Strehl
|
What Makes a Tax Evader? |
|
w28226 |
Stefano Giglio
Bryan T. Kelly
Johannes Stroebel
|
Climate Finance |
|
w28201 |
Patrick J. Kehoe
Pierlauro Lopez
Virgiliu Midrigan
Elena Pastorino
|
Credit Frictions in the Great Recession |
|
w28169 |
Carla Varona Cervantes
Russell Cooper
|
Labor Market Implications of Education MisMatch |
|
w28165 |
Fernando V. Ferreira
Maisy Wong
|
Estimating Preferences for Neighborhood Amenities Under Imperfect Information |
|
w28151 |
Olivia S. Kim
Jonathan A. Parker
Antoinette Schoar
|
Revenue Collapses and the Consumption of Small Business Owners in the Early Stages of the COVID-19 Pandemic |
|
w28145 |
Fernando E. Alvarez
David O. Argente
|
On the Effects of the Availability of Means of Payments: The Case of Uber |
|
w28138 |
Victor Stango
Jonathan Zinman
|
We are all Behavioral, More or Less: A Taxonomy of Consumer Decision Making |
|
w28136 |
Andreas Grunewald
Jonathan A. Lanning
David C. Low
Tobias Salz
|
Auto Dealer Loan Intermediation: Consumer Behavior and Competitive Effects |
|
w28118 |
Zhiguo He
Jing Huang
Jidong Zhou
|
Open Banking: Credit Market Competition When Borrowers Own the Data |
|
w28086 |
Elizabeth Linos
Allen Prohofsky
Aparna Ramesh
Jesse Rothstein
Matt Unrath
|
Can Nudges Increase Take-up of the EITC?: Evidence from Multiple Field Experiments |
|
w28063 |
Claire Yurong Hong
Xiaomeng Lu
Jun Pan
|
FinTech Adoption and Household Risk-Taking |
|
w28039 |
Gene Amromin
Neil Bhutta
Benjamin J. Keys
|
Refinancing, Monetary Policy, and the Credit Cycle |
|
w28028 |
Jonathan A. Parker
Antoinette Schoar
Yang Sun
|
Retail Financial Innovation and Stock Market Dynamics: The Case of Target Date Funds |
|
w28007 |
Daniel J. Benjamin
Mark Alan Fontana
Miles S. Kimball
|
Reconsidering Risk Aversion |
|
w28003 |
Anya Samek
Justin R. Sydnor
|
Impact of Consequence Information on Insurance Choice |
|
w27989 |
Asaf Bernstein
Stephen B. Billings
Matthew Gustafson
Ryan Lewis
|
Voting with their Sandals: Partisan Residential Sorting on Climate Change Risk |
|
w27979 |
Alexander W. Butler
Bruce I. Carlin
Alan D. Crane
Boyang Liu
James P. Weston
|
The Value of Social Status |
|
w27973 |
Theresa Kuchler
Johannes Stroebel
|
Social Finance |
|
w27969 |
Svetlana Bender
James J. Choi
Danielle Dyson
Adriana Z. Robertson
|
Millionaires Speak: What Drives Their Personal Investment Decisions? |
|
w27944 |
Orazio Attanasio
Agnes Kovacs
Patrick Moran
|
Temptation and Commitment: Understanding Hand-to-Mouth Behavior |
|
w27937 |
Steve Cicala
|
Powering Work from Home |
|
w27930 |
Benjamin J. Keys
Philip Mulder
|
Neglected No More: Housing Markets, Mortgage Lending, and Sea Level Rise |
|
w27899 |
Paolo Acciari
Salvatore Morelli
|
Wealth Transfers and Net Wealth at Death: Evidence from the Italian Inheritance Tax Records 1995-2016 |
|
w27888 |
James Andreoni
Ray Madoff
|
Calculating DAF Payout and What We Learn When We Do It Correctly |
|
w27885 |
Rajashri Chakrabarti
Nicole Gorton
Michael F. Lovenheim
|
State Investment in Higher Education: Effects on Human Capital Formation, Student Debt, and Long-term Financial Outcomes of Students |
|
w27876 |
Christopher D. Carroll
Edmund Crawley
Jiri Slacalek
Matthew N. White
|
Modeling the Consumption Response to the CARES Act |
|
w27869 |
Charles Yuji Horioka
|
Is the Selfish Life-Cycle Model More Applicable in Japan and, If So, Why? A Literature Survey |
|
w27860 |
Victor Stango
Jonathan Zinman
|
Behavioral Biases are Temporally Stable |
|
w27833 |
Georgij Alekseev
Safaa Amer
Manasa Gopal
Theresa Kuchler
JW Schneider
Johannes Stroebel
Nils C. Wernerfelt
|
The Effects of COVID-19 on U.S. Small Businesses: Evidence from Owners, Managers, and Employees |
|
w27816 |
Brad C. Nathan
Ricardo Perez-Truglia
Alejandro Zentner
|
My Taxes are Too Darn High: Why Do Households Protest their Taxes? |
|
w27785 |
Benjamin R. Handel
Jonathan T. Kolstad
Thomas Minten
Johannes Spinnewijn
|
The Social Determinants of Choice Quality: Evidence from Health Insurance in the Netherlands |
|
w27783 |
Sarah Miller
Cindy K. Soo
|
Does Increasing Access to Formal Credit Reduce Payday Borrowing? |
|
w27782 |
J. Anthony Cookson
Erik P. Gilje
Rawley Z. Heimer
|
Shale Shocked: Cash Windfalls and Household Debt Repayment |
|
w27745 |
Erol Akcay
David Hirshleifer
|
Social Finance: Cultural Evolution, Transmission Bias and Market Dynamics |
|
w27740 |
Scott R. Baker
Stephanie G. Johnson
Lorenz Kueng
|
Financial Returns to Household Inventory Management |
|
w27717 |
Jacob Bastian
Lance Lochner
|
The EITC and Maternal Time Use: More Time Working and Less Time with Kids? |
|
w27707 |
Scott R. Baker
Brian Baugh
Marco C. Sammon
|
Measuring Customer Churn and Interconnectedness |
|
w27677 |
Cormac O'Dea
David Sturrock
|
Survival Pessimism and the Demand for Annuities |
|
w27676 |
John Y. Campbell
Nuno Clara
João F. Cocco
|
Structuring Mortgages for Macroeconomic Stability |
|
w27671 |
Satyajit Chatterjee
Dean Corbae
Kyle P. Dempsey
José-Víctor Ríos-Rull
|
A Quantitative Theory of the Credit Score |
|
w27658 |
Sandra E. Black
Jeffrey T. Denning
Lisa J. Dettling
Sarena Goodman
Lesley J. Turner
|
Taking It to the Limit: Effects of Increased Student Loan Availability on Attainment, Earnings, and Financial Well-Being |
|
w27648 |
Irem Demirci
Miguel A. Ferreira
Pedro Matos
Clemens Sialm
|
How Global is Your Mutual Fund? International Diversification from Multinationals |
|
w27646 |
Marco Di Maggio
Amir Kermani
Rodney Ramcharan
Vincent Yao
Edison Yu
|
The Pass-Through of Uncertainty Shocks to Households |
|
w27638 |
Richard Sias
Laura Starks
Harry J. Turtle
|
Molecular Genetics, Risk Aversion, Return Perceptions, and Stock Market Participation |
|
w27617 |
Natalie Bachas
Peter Ganong
Pascal J. Noel
Joseph S. Vavra
Arlene Wong
Diana Farrell
Fiona E. Greig
|
Initial Impacts of the Pandemic on Consumer Behavior: Evidence from Linked Income, Spending, and Savings Data |
|
w27610 |
Michael J. Fishman
Jonathan A. Parker
Ludwig Straub
|
A Dynamic Theory of Lending Standards |
|
w27596 |
Jianwei Xing
Eric Zou
Zhentao Yin
Yong Wang
Zhenhua Li
|
"Quick Response" Economic Stimulus: The Effect of Small-Value Digital Coupons on Spending |
|
w27594 |
Stefano DellaVigna
Elizabeth Linos
|
RCTs to Scale: Comprehensive Evidence from Two Nudge Units |
|
w27585 |
Peter Ganong
Pascal J. Noel
|
Why Do Borrowers Default on Mortgages? A New Method For Causal Attribution |
|
w27582 |
Dominic Webber
Richard P. Tonkin
Martin Shine
|
Using Tax Data to Better Capture Top Incomes in Official UK Income Inequality Statistics |
|
w27577 |
Mark L. Egan
Shan Ge
Johnny Tang
|
Conflicting Interests and the Effect of Fiduciary Duty -- Evidence from Variable Annuities |
|
w27575 |
Jacob Goldin
Tatiana Homonoff
Richard W. Patterson
William L. Skimmyhorn
|
How Much to Save? Decision Costs and Retirement Plan Participation |
|
w27573 |
Mathias Kronlund
Veronika K. Pool
Clemens Sialm
Irina Stefanescu
|
Out of Sight No More? The Effect of Fee Disclosures on 401(k) Investment Allocations |
|
w27499 |
Manuel Adelino
William B. McCartney
Antoinette Schoar
|
The Role of Government and Private Institutions in Credit Cycles in the U.S. Mortgage Market |
|
w27459 |
John Beshears
James J. Choi
Christopher Clayton
Christopher Harris
David Laibson
Brigitte C. Madrian
|
Optimal Illiquidity |
|
w27438 |
David Blanchett
Michael S. Finke
Jonathan Reuter
|
Portfolio Delegation and 401(k) Plan Participant Responses to COVID-19 |
|
w27435 |
Cesare Fracassi
Alessandro Previtero
Albert W. Sheen
|
Barbarians at the Store? Private Equity, Products, and Consumers |
|
w27431 |
Raj Chetty
John N. Friedman
Nathaniel Hendren
Michael Stepner
The Opportunity Insights Team
|
The Economic Impacts of COVID-19: Evidence from a New Public Database Built Using Private Sector Data |
|
w27412 |
Nicolas L. Bottan
Ricardo Perez-Truglia
|
Betting on the House: Subjective Expectations and Market Choices |
|
w27399 |
Francesco D’Acunto
Daniel Hoang
Michael Weber
|
Managing Households' Expectations with Unconventional Policies |
|
w27367 |
Jules H. van Binsbergen
|
Duration-Based Stock Valuation: Reassessing Stock Market Performance and Volatility |
|
w27358 |
Rebecca Diamond
Adam Guren
Rose Tan
|
The Effect of Foreclosures on Homeowners, Tenants, and Landlords |
|
w27341 |
Sumit Agarwal
John Grigsby
Ali Hortaçsu
Gregor Matvos
Amit Seru
Vincent Yao
|
Searching for Approval |
|
w27328 |
Edward N. Wolff
|
Taxes and the Revaluation of Household Wealth |
|
w27318 |
Steffen Andersen
Julie Marx
Kasper Meisner Nielsen
Lise Vesterlund
|
Gender Differences in Negotiation: Evidence from Real Estate Transactions |
|
w27299 |
Theresa Kuchler
Yan Li
Lin Peng
Johannes Stroebel
Dexin Zhou
|
Social Proximity to Capital: Implications for Investors and Firms |
|
w27289 |
Michael Barnett
Greg Buchak
Constantine Yannelis
|
Epidemic Responses Under Uncertainty |
|
w27272 |
Stefano Giglio
Matteo Maggiori
Johannes Stroebel
Stephen Utkus
|
Inside the Mind of a Stock Market Crash |
|
w27261 |
Olivia S. Mitchell
|
Building Better Retirement Systems in the Wake of the Global Pandemic |
|
w27227 |
Alexander M. Chinco
Samuel M. Hartzmark
Abigail B. Sussman
|
Necessary Evidence For A Risk Factor's Relevance |
|
w27225 |
Bruce I. Carlin
Tarik Umar
Hanyi Yi
|
Deputization |
|
w27216 |
Peter Ganong
Pascal J. Noel
Joseph S. Vavra
|
US Unemployment Insurance Replacement Rates During the Pandemic |
|
w27179 |
Guillermo Ordoñez
Facundo Piguillem
|
Savings and Saving Rates: Up or Down? |
|
w27164 |
David Altig
Alan J. Auerbach
Laurence J. Kotlikoff
Elias Ilin
Victor Ye
|
Marginal Net Taxation of Americans' Labor Supply |
|
w27141 |
Olivier Coibion
Yuriy Gorodnichenko
Michael Weber
|
The Cost of the Covid-19 Crisis: Lockdowns, Macroeconomic Expectations, and Consumer Spending |
|
w27110 |
John Sabelhaus
Alice Henriques Volz
|
Social Security Wealth, Inequality, and Lifecycle Saving |
|
w27097 |
Scott R. Baker
R. A. Farrokhnia
Steffen Meyer
Michaela Pagel
Constantine Yannelis
|
Income, Liquidity, and the Consumption Response to the 2020 Economic Stimulus Payments |
|
w27095 |
João Granja
Christos Makridis
Constantine Yannelis
Eric Zwick
|
Did the Paycheck Protection Program Hit the Target? |
|
w27058 |
Scott R. Baker
Stephen Teng Sun
Constantine Yannelis
|
Corporate Taxes and Retail Prices |
|
w27051 |
Christopher Hansman
Harrison Hong
Áureo de Paula
Vishal Singh
|
A Sticky-Price View of Hoarding |
|
w27037 |
Stefano DellaVigna
Jörg Heining
Johannes F. Schmieder
Simon Trenkle
|
Evidence on Job Search Models from a Survey of Unemployed Workers in Germany |
|
w27017 |
Olivier Coibion
Yuriy Gorodnichenko
Michael Weber
|
Labor Markets During the COVID-19 Crisis: A Preliminary View |
|
w27010 |
Mark Garmaise
Yaron Levi
Hanno Lustig
|
Spending Less After (Seemingly) Bad News |
|
w26990 |
Theresa Kuchler
Dominic Russel
Johannes Stroebel
|
The Geographic Spread of COVID-19 Correlates with the Structure of Social Networks as Measured by Facebook |
|
w26986 |
Luigi Ventura
Charles Yuji Horioka
|
The Wealth Decumulation Behavior of the Retired Elderly in Italy: The Importance of Bequest Motives and Precautionary Saving |
|
w26974 |
Stavros Panageas
|
The Implications of Heterogeneity and Inequality for Asset Pricing |
|
w26949 |
Scott R. Baker
R.A. Farrokhnia
Steffen Meyer
Michaela Pagel
Constantine Yannelis
|
How Does Household Spending Respond to an Epidemic? Consumption During the 2020 COVID-19 Pandemic |
|
w26920 |
Jaanika Meriküll
Merike Kukk
Tairi Rõõm
|
What Explains the Gender Gap in Wealth? Evidence from Administrative Data |
|
w26914 |
Paul Goldsmith-Pinkham
Kelly Shue
|
The Gender Gap in Housing Returns |
|
w26911 |
Hongqi Liu
Cameron Peng
Wei A. Xiong
Wei Xiong
|
Taming the Bias Zoo |
|
w26903 |
Erica Jiang
Gregor Matvos
Tomasz Piskorski
Amit Seru
|
Banking without Deposits: Evidence from Shadow Bank Call Reports |
|
w26879 |
John Bailey Jones
Mariacristina De Nardi
Eric French
Rory McGee
Rachel Rodgers
|
Medical Spending, Bequests, and Asset Dynamics Around the Time of Death |
|
w26837 |
Francesco D’Acunto
Ulrike Malmendier
Michael Weber
|
Gender Roles and the Gender Expectations Gap |
|
w26818 |
Christine Laudenbach
Ulrike Malmendier
Alexandra Niessen-Ruenzi
|
The Long-lasting Effects of Living under Communism on Attitudes towards Financial Markets |
|
w26817 |
Francesco D’Acunto
Thomas Rauter
Christoph K. Scheuch
Michael Weber
|
Perceived Precautionary Savings Motives: Evidence from FinTech |
|
w26808 |
Benjamin J. Keys
Neale Mahoney
Hanbin Yang
|
What Determines Consumer Financial Distress? Place- and Person-Based Factors |
|
w26740 |
Matteo Leombroni
Monika Piazzesi
Martin Schneider
Ciaran Rogers
|
Inflation and the Price of Real Assets |
|
w26739 |
Adair Morse
Karen Pence
|
Technological Innovation and Discrimination in Household Finance |
|
w26700 |
Mattia Landoni
Stephen P. Zeldes
|
Should the Government be Paying Investment Fees on $3 Trillion of Tax-Deferred Retirement Assets? |
|
w26691 |
George Wehby
Robert Kaestner
Wei Lyu
Dhaval M. Dave
|
Effects of the Minimum Wage on Child Health |
|
w26684 |
Olivia S. Mitchell
Stephen Utkus
|
Target Date Funds and Portfolio Choice in 401(k) Plans |
|
w26668 |
Benjamin Loos
Steffen Meyer
Michaela Pagel
|
The Consumption Effects of the Disposition to Sell Winners and Hold Losers |
|
w26645 |
Bronson Argyle
Taylor D. Nadauld
Christopher Palmer
|
Real Effects of Search Frictions in Consumer Credit Markets |
|
w26635 |
Corina Boar
|
Dynastic Precautionary Savings |
|
w26621 |
Charles Yuji Horioka
Emin Gahramanov
Aziz Hayat
Xueli Tang
|
The Impact of Bequest Motives on Retirement Behavior in Japan: A Theoretical and Empirical Analysis |
|
w26616 |
Pinar Yildirim
Andrei Simonov
Maria Petrova
Ricardo Perez-Truglia
|
Are Political and Charitable Giving Substitutes? Evidence from the United States |
