Information Frictions and Adverse Selection: Policy Interventions in Health Insurance Markets

Benjamin R. Handel, Jonathan T. Kolstad, Johannes Spinnewijn

NBER Working Paper No. 21759
Issued in November 2015

---- Acknowledgments ----

We thank Glen Weyl for his extensive comments on the paper. We thank Dan Ackerberg, Liran Einav, Amy Finkelstein, Avi Goldfarb, Josh Gottlieb, Matt Harding, Neale Mahoney, and Mike Whinston for their comments. We also than seminar participants at Arizona State, CEPR, CESifo, Minnesota, Princeton, UCLA, the 2015 Yale Marketing-Industrial Organization Conference, and the ASSA Annual Meetings. We thank Zarek Brot-Goldberg for outstanding research assistance. We thank Microsoft Research for their support of this work. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Benjamin R. Handel ----

Benjamin Handel has a financial interest in Picwell Inc., an online insurance decision-support tool.

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