TY  - JOUR
AU  - Clark, Robert
AU  - Mitchell, Olivia S
TI  - How Does Retiree Health Insurance Influence Public Sector Employee Saving?            
JF  - National Bureau of Economic Research Working Paper Series
VL  - No. 19511
PY  - 2013
Y2  - October 2013
DO  - 10.3386/w19511
UR  - http://www.nber.org/papers/w19511
L1  - http://www.nber.org/papers/w19511.pdf
N1  - Author contact info:
Robert L. Clark
Poole College of Management
Box 7229
North Carolina State University
Raleigh, NC 27695
Tel: 919/515-4568
Fax: 919/515-6943
E-Mail: robert_clark@ncsu.edu

Olivia S. Mitchell
University of Pennsylvania
The Wharton School
3620 Locust Walk, St 3000 SH-DH
Philadelphia, PA 19104-6302
Tel: 215-898-0424
E-Mail: mitchelo@wharton.upenn.edu
M1  - published as Robert L. Clark, Olivia S. Mitchell. "How Does Retiree Health Insurance Influence Public Sector Employee Saving?," in Robert Clark and Joseph Newhouse, organizers, "State and Local Health Plans for Active and Retired Public Employees" Journal of Health Economics, Volume 38 (2014)

AB  - Economic theory predicts that employer-provided retiree health insurance benefits crowd-out household wealth accumulation. Nevertheless, there is little research on the impacts of retiree health insurance on wealth accruals, so this paper utilizes a unique data file on three baseline cohorts from the Health and Retirement Study to explore how employer-provided retiree health insurance may influence net household wealth among public sector employees, where retiree healthcare benefits are still quite prevalent. We find that most full-time public sector employees who anticipate receiving employer-provided health insurance coverage in retirement save less than their private sector uncovered counterparts.
ER  -