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@techreport{NBERw19511,
 title = "How Does Retiree Health Insurance Influence Public Sector Employee Saving?            ",
 author = "Clark, Robert and Mitchell, Olivia S",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "19511",
 year = "2013",
 month = "October",
 doi = {10.3386/w19511},
 URL = "http://www.nber.org/papers/w19511",
 abstract = {Economic theory predicts that employer-provided retiree health insurance benefits crowd-out household wealth accumulation. Nevertheless, there is little research on the impacts of retiree health insurance on wealth accruals, so this paper utilizes a unique data file on three baseline cohorts from the Health and Retirement Study to explore how employer-provided retiree health insurance may influence net household wealth among public sector employees, where retiree healthcare benefits are still quite prevalent. We find that most full-time public sector employees who anticipate receiving employer-provided health insurance coverage in retirement save less than their private sector uncovered counterparts.},
}